35+ Cute & Cozy Rainy Day Outfit Ideas

When the forecast calls for clouds and drizzle, it’s easy to fall into a style rut. But just because the skies are gray doesn’t mean your outfit has to be!

Whether you’re running errands, doing school drop-offs, or heading to a coffee date in between Zoom calls, a rainy day is the perfect excuse to get creative with layers, textures, trends, and of course—chic rain gear.

In today’s post, I’m sharing some rainy day outfits whether you need to look classy or it’s 90 degrees and raining.

Rainy Day Outfit Staples

Assuming you already have a chic umbrella, here are a few rainy day staples to consider incorporating into your outfit:

  • Rain boots or some other type of waterproof shoes (no suede, please!)
  • An extra layer (yes, even in the warmer season)
  • A hat or scarf for your hair, in case you don’t have an umbrella

Fall & Winter rAINY dAY ouTFITS

There’s something undeniably chic about a pair of tall boots—plus, they serve a great purpose when its wet outside.

dressy rainy day outfit ideas
@aidabadji_ on Insta

Opt for a pair that’s water-resistant (or give your favorite leather boots a protective spray treatment) and pair them with skinny jeans or leggings for an effortlessly pulled-together look.


RELATED: How to Wear Knee-High Boots in 2025 (MISTAKES to AVOID!!)


cozy textures

Rainy days practically beg for cozy textures, and this is where your outfit can really shine. Chunky knits, teddy coats, and cashmere pieces not only feel amazing, but they also bring that elevated, lived-in luxury feel.

rainy day outfit ideas
@jamialix on Insta
comfy rainy day outfit ideas
@isabelajuliana_ on TikTok

Equal parts classic and cool, the barn coat is a must-have for those in-between weather days. Pair it with skinny jeans, tall boots or loafers, and a knit beanie for an elevated equestrian-inspired vibe.

rainy day outfit ideas
@ninaleacaine on Insta

Quilted coats are everywhere right now, and for good reason. They’re cozy, lightweight, and perfect for transitional weather.

cute rainy day outfit ideas
@brandyycase on Insta

Go for soft neutrals like ivory, sage, or camel so they can easily be paired with anything in your closet.

rainy day outfit ideas
@irmatessar on Insta
rainy day outfit ideas
@itschloe.n on Insta

If you love the timeless feel of a trench coat but want something a bit more modern and casual, the cropped trench jacket is your new best friend. This shorter silhouette is perfect for layering over high-waisted jeans and trousers.

Speaking of coats, we can’t forget the timeless, long, trench style coat.
This is the perfect piece to reach for when it’s rainy outside to keep dry from head to toe.

chic rainy day outfit ideas
@iamcharlotteolivia on Insta

Whether you opt for a raincoat style, classic beige cotton, or a warm wool, a long coat will be a seasonal an essential in your closet.

chic rainy day outfit ideas
@doylediary on Insta
cute rainy day outfits
@ciaraodoherty on Insta

Keep your outfit cozy and fun by pairing your go-to pair of denim with comfortable textures like knits and sweatshirts and warm colors like deep red or navy. Sometimes a little pop of color is just what we need on a rainy day!

comfy rainy day outfit ideas
@daniellee_esther on Insta
rainy day outfit ideas
@samiraradmehr on Insta

sPRING & Summer Rainy Day Outfits

Whether it’s the thick of summer, you’re on a tropical vacation, or you simply live in a seemingly always hot climate – it can be tricky to dress for those rainy days above 80 degrees!

summer rainy day outfit ideas
@hunterpremo on Insta

We can keep cool and dry by reaching for pieces that will keep you covered and handle moisture well!

warm and rainy day outfit ideas
@lizstyleguide on Insta

The classic track pant has made a MAJOR comeback this year. The comfortable, water-repellent fabric is perfect for when you need to keep dry.

rain boots with skirt outfit

Speaking of warmer weather, an easy midi dress may be the perfect uniform for those hot & rainy days.

Pair with your go-to sneakers and a pair of crew socks and you’re looking cute and ready to run out the door!

rainy day summer outfits
@rachelmrudy on Insta

Opting for dark colors can be smart as water drops will be less obvious! Bring a sweater to protect yourself from the rain + add extra style to your outfit!

rainy day hot outfits
@sophneary on Insta

Denim is a year-round staple, and yes—it can totally work on rainy days. The key is choosing the right layering pieces so you stay comfy, dry(ish), and chic.

rainy day warm weather outfits
@miregarde on Insta

If you’re in a warmer climate, your favorite denim shorts may be a great rainy day outfit base! Pair them with lightweight layers to stay cool and protected from the weather.

rainy day summer outfits ideas
@jeanwang on Insta
rainy day summer outfits
@ingridpgon on Insta

Reach for your favorite cropped denim pieces when it’s wet outside to be sure you stay dry. These are the perfect cut for denim when its warm because they scream summer!

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